Publications

Study on Consumers’ Decision-making in Insurance Services: A Behavioural Economics Perspective – November 2017

Sector:Behavioural Economics
Client:ec-dg-justice-consumers
Published: November, 2017
Document type:

This study focused on consumers’ decision-making in the non-life insurance market when purchasing domestically and cross-border. It tested ways to help consumers make better decisions using a behavioural experiment, collected complementary data on the supply side of the market, and examined potential savings consumers could make.

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Behavioral Economics Guide 2017

Sector:Behavioural Economics
Client:behaviouraleconomics-com
Published: June, 2017
Document type:Report

LE Europe is happy to announce that we are a corporate sponsor and contributor to the Behavioral Economics Guide 2017, which this year has a forward from Cass R. Sunstein of Harvard University. First released in 2014, this now yearly publication provides an introduction to the field, developments in the behavioural sciences, insights from practitioners, […]

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Study on the Functioning of the Retail Electricity Markets for Consumers in the EU – February 2017

Sector:Competition, Regulation and Business
Client:study-functioning-retail-electricity-markets-consumers-eu-february-2017
Published:
Document type:Report

The 2nd Electricity Market Study investigated electricity market functioning for consumers in the EU, Iceland and Norway. It assessed how market performance has developed since the 1st electricity market study conducted in 2010, and the extent to which consumers have the necessary tools to make rational and empowered choices. Its findings offer a clear insight […]

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The Use of Behavioural Insights in Consumer Policy – January 2017

Sector:Competition, Regulation and Business
Client:use-behavioural-insights-consumer-policy-january-2017
Published:
Document type:Report

The OECD has published its report on the use of Behavioural Economics in Consumer Policy. The report is informed by discussion at the OECD’s Behavioural Economics Roundtable, at which LE’s Dr Charlotte Duke was an invited speaker on her experience in using behavioural economics to test and design consumer policy.

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Insolvencies and SMEs: the Role of Second Chance, Special Study, SME PERFORMANCE REVIEW 2015/16 – November 2016

Sector:Public Policy
Client:insolvencies-smes-role-second-chance-special-study-sme-performance-review-201516-november-2016
Published:
Document type:Report

This companion study to the 2015/15 Annual Report on SMEs provides 1) a literature review of recent studies focusing on the determinants and impacts of SME bankruptcies and the economic impact of various characteristics of a bankruptcy regime; 2) a number of case studies on the issues faced by entrepreneurs when they went bankrupt or […]

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Annual Report on European SMEs 2015/16 – November 2016

Sector:Public Policy
Client:annual-report-european-smes-201516
Published:
Document type:Report

The 2015/16 SME Annual Report prepared by LE Europe as part of the 2016 SME Performance Review (undertaken by a consortium comprising Carsa, DIW, DIW econ, Innova, LE Europe and PwC) shows that in 2015 in the EU28 SMEs as a group have experienced growth in value added, employment and the number of enterprises. In […]

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Impact of the Capital Requirements Regulation (CRR) on the Access to Finance for Business and Long-term Investments – November 2016

Sector:Public Policy
Client:impact-capital-requirements-regulation-crr-access-finance-business-long-term-investments-november-2016
Published:
Document type:Report

The Capital Requirements Regulation (CRR) considerably strengthens the quantity and quality of the minimum capital that banks in Europe are required to hold. This study assesses whether increased minimum capital requirements, through observed changes in banks’ regulatory capital ratios, impact bank lending using data on a broad sample of banks in Europe, including for the […]

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Consumer Vulnerability Across Key Markets in the EU: Animated Infographic – November 2016

Sector:Public Policy
Client:consumer-vulnerability-across-key-markets-in-the-eu-animated-infographic-november-2016
Published: November, 2016
Document type:Presentation

Following the publication of LE Europes’ study into consumer vulnerability across the EU for DG Justice and Consumers, the European Commission has released an animated infographic which presents the key findings of the study, including the varying impact of vulnerability drivers across key markets.

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Consumer Vulnerability Across Key Markets in the EU: Animated Infographic – November 2016

Sector:Public Policy
Client:consumer-vulnerability-across-key-markets-eu-animated-infographic-november-2016
Published:
Document type:Presentation

Following the publication of LE Europe’ study into consumer vulnerability across the EU for DG Justice and Consumers, the European Commission has released an animated infographic which presents the key findings of the study, including the varying impact of vulnerability drivers across key markets.

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