Publications in: Finance

Consumer Behaviour in a Digital Environment

Client:European Parliament
Published:August, 2011

In a study for the European Parliament, London Economics has analysed the extent to which digital opportunities impact on consumer behaviour and the interaction between consumers and businesses. At issue is how consumers benefit from the digital environment and whether and how they change their purchasing strategies. E-developments and firm behaviour that impact on consumer […]

Study on the Costs and Benefits of Different Policy Options for Mortgage Credit

Client:N/A
Published:March, 2011

The costs and benefits of potential changes in the following four mortgage policy areas are considered in the study, which was published by the European Commission on 31 March 2011: pre-contractual information, the definition of the annual percentage rate of charge, early repayment and responsible lending and borrowing. The approach to assessing the costs and […]

The Importance of Wholesale Financial Services to the EU Economy 2009

Client:City of London Corporation
Published:September, 2009

This report investigates the role, structure and importance of wholesale financial services in the European Union. The specific topic for this year’s report is the EU’s wholesale finance market and its various competitors under a range of differing scenarios, such as changing demographics, the rise of Asia and emerging market economies, the impact of regulation […]

Analysis of Developments in the Field of Direct Investment and M&A

Client:N/A
Published:November, 2008

This study examines first the developments in international capital flows, especially FDI, in 2007. Next, as a special topic, it undertakes an in-depth quantitative analysis of the difference in economic performance between domestically-owned and foreign-owned business in Europe. The performance indicators used in the analysis are turnover, employment and profitability in levels and over the […]

Study on the Role and Regulation of Non-credit Institutions in EU Mortgage Markets

Client:EC DG Internal Market
Published:September, 2008

This study analyses non-credit institutions in EU Member State mortgage markets. The study identifies Member States where non-credit institutions are allowed to provide mortgage credit; provides information on the regulation and supervision of these undertakings; the funding techniques non-credit institutions are allowed to use; the size of the mortgage lending activities of non-credit institutions, both […]

The Importance of Wholesale Financial Services to the EU Economy 2008

Client:City of London Corporation
Published:July, 2008

This report investigates the role, structure and importance of wholesale financial services in the European Union. The specific topic for this year’s report is the EU’s wholesale finance market and its various competitors under a range of differing scenarios, such as changing demographics, the rise of Asia and emerging market economies, the impact of regulation […]

Study on the Economic Impact of Auditors’ Liability Regimes

Client:N/A
Published:September, 2006

This study focuses on the market for statutory audits of large companies in Europe. It reviews first the state of the international market for audit firms in the EU. Next, it examines the insurance market for statutory audits. It then examines the likely short-run and long-run effects of the possible disappearance of one or more of […]

The Costs and Benefits of Integration of EU Mortgage Markets

Client:EC DG Internal Market
Published:August, 2005

London Economics was commissioned by the European Commission – DG Internal Market and Services to study the costs and benefits of new initiatives that would lead to the full integration of markets for residential mortgages and home loans in the 25 EU Member States. The report estimates these costs and benefits and also assesses the […]

Securities Trading, Clearing, Central Counterparties and Settlement in EU 25 – an Overview of Current Arrangements

Client:EC DG Competition
Published:June, 2005

The report provides a description of the securities trading, clearing and settlement infrastructures of the cash equities and bonds markets in the 25 Member States of the EU (as of March 2005) and an assessment of the nature of the vertical agreements between the trading, clearing and settlement infrastructures.

Overview of EU25 Securities Trading, Clearing, Central Counterparties, and Securities Settlement

Client:EC DG Competition
Published:February, 2004

The report for the European Commission – DG Competition provides a pan-European overview of trading, clearing and central counterparties, settlement, and custody, of equity, corporate and government bonds, and the related infrastructures (exchanges, clearing institutions and central counterparties, central securities depositories and international central securities depositories at primary level and international central securities depositories and […]